
We Can help You Stop Foreclosure
on your home today !
When the lender files a Notice of Default, your options are limited. That is why it is better for you to call your bank before you get behind on your mortgage payments, because banks are often do not want to work out repayment schedules or programs after foreclosure proceedings have been commenced.
You will be given a certain time period to bring the payments current, usullay 90 days in Arizona, If you pay the costs of filing the foreclosure back charges & late fees the bank may stop the foreclosure. This is called reinstatement of your loan. If you cannot make up the missed payments and the bank willnot work with you, here are a few other options to stop foreclosure:
- Sell Your Home.
You may try to contact a real estate agent and list your home with a agent. Problem is that traditional real estate agents do not have the means necessary to create a fast sale. Most of the time they will list the home on the mls,put a sign in the front yard & if your lucky he may do a openhouse. All that being said ,the agent is still at the mercy of what the market will bear. The current real estate market that we are in homes are taking longer to sell than ever before. So the question is how much time do you have? If you already have a notice of default tipically here in Arizona its 90 days. ARIZONA HOME BUYER . COM cuts through all those time wasting steps and we get you a cash offer on your home tipically in 24 hours. We always give you a fair offer and we are able to move quickly.Compare both to determine which best meets your needs and time frame.
- Consider a Short Sale.
A short sale is another way to avoid foreclosure on your home and it doesent cost you one red cent.If your home is worth less than the amount you owe, you might be a candidate for a short sale. The average company/person who you may find offering short sale help may have performed a few short sales here and there with some sucsess. When these guys negotiate a short sale for you THE SHORT SALE DOES AFFECT YOUR CREDIT NEGATIVELY. Not as bad as a foreclosure but still pretty bad. Here at ARIZONA HOME BUYER . COM our procces minimizes any negative affects on credit and in most cases your credit score may even go up some. We have a dedicated staff a full time loan negotieaters who have years of experience in dealing with banks in fact most of them have worked at banks in the past. So we really know the ins & outs of how to get things proccesed quickly. Doing things quickly is the biggest plus because if you have limited time to perform the negotiations. Guess what happens when the bank deals with a negotiater who does not know what they are doing. They get tired of wasting their time and foreclose. Make no mistake about it, it happens every day.Here in ARIZONA there is only a small hanfull of people that can perform short sales with the sucsesful closing rates that we have. There is a even smaller list of people who can get these deals done as fast as we do. Lastly there is no list of people who can treat their customer better than we do, customer service is our priority, and we are the best.
- Sign a Deed-in-Lieu of Foreclosure
This is called deeding the home back to the lender. This is not really a common practice here in Arizona. A couple a reasons why is there is a high up front fee because lawyers have to get involved. Chances are if your behing on your mortgage you wont want to spend that money on legal fees. Second reason is they are not very sucsessful here in Arizona, although it is possible but not likely. The problem with this option is you pay the high dollar amount in legal fees no mater what. We do offer this service although its our least sucsessful program. We do recomend seeking professional legal advice before attempting this.
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President, Property Investors company
Our home was on the market for over a year. It was listed with two other brokers. Our home sold within a month of switching to ARIZONA HOME BUYER .COM. We are grateful for the terrific service.
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